Payoff helps users manage and pay off multiple debts efficiently using the debt snowball method. It is catalogued under Personal finance & budgeting on PulseGate.

Who should use Payoff?

Payoff is a consumer product built for individuals managing personal debt.

What platforms does Payoff run on?

Payoff runs on the web and iOS.

Is Payoff still active?

Unverified. Payoff has not been re-checked since it entered the index, so there is no finding either way — and only a positive finding would say otherwise.

What are alternatives to Payoff?

Similar projects tracked by PulseGate include Snowball, PayoffPilot, and DebtCleared.

Payoff is developed by 志明黄, based in the United States.

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Payoff

Name: Payoff
Price: 0.99 USD
Author: 志明 黄

App StorePersonal finance & budgeting🇺🇸

Payoff is an iOS app that assists users in managing and paying off multiple debts using the debt snowball method. It calculates optimal repayment strategies, tracks progress with visual charts and milestones, and keeps all financial data private and offline. Designed for individuals seeking to become debt-free efficiently.

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Overview

7 features

Payoff is a Personal finance & budgeting project. It helps users manage and pay off multiple debts efficiently using the debt snowball method. Payoff is a consumer product aimed at individuals managing personal debt. Pricing is paid, from $0.99. It runs on the web and iOS.

志明黄 builds and maintains Payoff, and it first shipped in 2026. Key capabilities include debt snowball calculator, multiple debt tracking, and repayment strategy.

Debt snowball calculator
Multiple debt tracking
Repayment strategy
Progress visualization
Milestone tracking
Offline mode
Amortization schedules

Built with & integrations

Runs on

BrowseriOS

Trust & compliance

Verified signals

HTTPSStore-verified publisher

Indexing history

What PulseGate has recorded for this listing

Indexed16 Jun · 08:36 UTC
Listing verified against its public source
Source: PulseGate · Open

Frequently asked questions about Payoff

What is Payoff?: Payoff helps users manage and pay off multiple debts efficiently using the debt snowball method. It is catalogued under Personal finance & budgeting on PulseGate.
Who should use Payoff?: Payoff is a consumer product built for individuals managing personal debt.
How much does Payoff cost?: Paid plans start at $0.99.
What platforms does Payoff run on?: Payoff runs on the web and iOS.
Is Payoff still active?: Unverified. Payoff has not been re-checked since it entered the index, so there is no finding either way — and only a positive finding would say otherwise.
What are alternatives to Payoff?: Similar projects tracked by PulseGate include Snowball, PayoffPilot, and DebtCleared.Snowball PayoffPilot DebtCleared
Who develops Payoff?: Payoff is developed by 志明黄, based in the United States.
When did Payoff launch?: Payoff first shipped in 2026.

At a glance

Platforms: Mobile
Languages: English
Built for: individuals managing personal debt
Model: B2C
Solves: Helps users manage and pay off multiple debts efficiently using the debt snowball method.

Registered as

App Store: 6763524506

Developer

🇺🇸志明黄

Index record

Identity confidence: High · 91.4
Indexed: 16 Jun 2026
Lifecycle: Alive
Last seen: 16 Jun 2026

Identity audit (12)

Slug: payoff-debt-snowball-planner-apple-com
Lifecycle last checked: 8 Aug 2026
Verification state: Indexed for public listing
Listing state: Listed: yes
Index status: Included in index
Latest evidence snapshot: 16 Jun 2026
Timeline basis: Indexed-at chronology. This listing's first-seen date was written by the catalog backfill, not observed here, so it is not treated as a sighting.
Name from: Derived from the project's own page and URL.
Category from: Assigned by the 2026 taxonomy migration.
Summary from: Taken from the project's own store listing.
Languages from: Detected by a language model from page content.
Canonical URL: https://apps.apple.com/app/id6763524506

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