Who is PayoffPilot for?

PayoffPilot is a consumer product built for people in debt seeking payoff plans.

Yes — there is a free tier, with paid plans for advanced use.

Is PayoffPilot still maintained?

Unverified. PayoffPilot has not been re-checked since it entered the index, so there is no finding either way — and only a positive finding would say otherwise.

What are alternatives to PayoffPilot?

Similar projects tracked by PulseGate include Snowball, Payoff, and Debt Breaker.

Who develops PayoffPilot?

PayoffPilot is developed by Raul Pena, based in the United States.

How long has PayoffPilot been around?

PayoffPilot first shipped in 2026.

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PayoffPilot

Name: PayoffPilot
Author: Raul Pena

App StorePersonal finance & budgeting🇺🇸

PayoffPilot is a private iOS app that lets users input debts and monthly budgets to compare Snowball versus Avalanche payoff strategies side-by-side. It shows exact debt-free dates, interest savings, tracks payments, and offers milestones. The free version includes core tracking; a one-time Pro purchase unlocks simulators and PDF reports. All data stays on-device.

FreemiumiOS

Visit App Store

2alternatives

6features

2026since

Overview

6 features

PayoffPilot is a Personal finance & budgeting project. Uncertainty about which debt repayment method (Snowball or Avalanche) is best and lack of clear visual payoff timelines. It is built as a consumer product for people in debt seeking payoff plans. There is a free tier. PayoffPilot is available on iOS.

Behind PayoffPilot is Raul Pena, based in the United States, and it first shipped in 2026. Among its 6 catalogued features are debt tracking, snowball vs Avalanche, and payment logging.

Debt tracking
Snowball vs Avalanche
Payment logging
Scenario simulator
PDF reports
Reminders

Built with & integrations

Runs on

iOS

Trust & compliance

Verified signals

HTTPSFree tierStore-verified publisher

Indexing history

What PulseGate has recorded for this listing

Indexed4 Aug · 19:45 UTC
I built a free iOS app to help pay off debt (snowball vs avalanche), just went live today! verified against its public source
Source: PulseGate · Open
Indexed4 Aug · 19:45 UTC
I built a free iOS app to help pay off debt (snowball vs avalanche), just went live today! verified against its public source
Source: PulseGate · Open

Frequently asked questions about PayoffPilot

What is PayoffPilot?: Uncertainty about which debt repayment method (Snowball or Avalanche) is best and lack of clear visual payoff timelines. It is catalogued under Personal finance & budgeting on PulseGate.
Who is PayoffPilot for?: PayoffPilot is a consumer product built for people in debt seeking payoff plans.
Is PayoffPilot free?: Yes — there is a free tier, with paid plans for advanced use.
What platforms does PayoffPilot run on?: PayoffPilot runs on iOS.
Is PayoffPilot still maintained?: Unverified. PayoffPilot has not been re-checked since it entered the index, so there is no finding either way — and only a positive finding would say otherwise.
What are alternatives to PayoffPilot?: Similar projects tracked by PulseGate include Snowball, Payoff, and Debt Breaker.Snowball Payoff Debt Breaker
Who develops PayoffPilot?: PayoffPilot is developed by Raul Pena, based in the United States.
How long has PayoffPilot been around?: PayoffPilot first shipped in 2026.

At a glance

Platforms: Mobile
Languages: English
First seen: 4 Aug 2026
Built for: people in debt seeking payoff plans
Model: B2C
Solves: Uncertainty about which debt repayment method (Snowball or Avalanche) is best and lack of clear visual payoff timelines.

Registered as

App Store: 6753783449

Developer

🇺🇸Raul Pena

Live coverage

Identity confidence: Medium · 76.4
Indexed: 4 Aug 2026
Lifecycle: Alive
First seen: Aug 2026
Last seen: 4 Aug 2026

Identity audit (13)

Slug: i-built-a-free-ios-app-to-help-pay-off-debt-snowball-vs-aval-apple-com
Lifecycle state recorded: 4 Aug 2026
Verification state: Indexed for public listing
Listing state: Listed: yes
Index status: Included in index
Latest evidence snapshot: 4 Aug 2026
Timeline basis: Indexed-at chronology (no inferred launch/funding milestones).
Name from: Derived from the project's own page and URL.
Category from: Assigned by a language model.
Summary from: Taken from the project's own store listing.
Languages from: Detected by a language model from page content.
Last updated: 4 Aug 2026
Canonical URL: https://apps.apple.com/app/payoffpilot/id6753783449

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