Virtuaria Payments by Payco

Virtuaria Payments by Payco is a payment gateway designed to facilitate online and in-person transactions for businesses across various sectors, including e-commerce, retail, transportation, food service, industry, and marketplaces. The platform supports multiple payment methods officially recognized in Brazil, such as Pix, credit cards, Open Finance, and boleto bancário, offering flexibility and convenience for both merchants and their customers.

The service provides integration options through advanced plugins and APIs, enabling businesses to connect their e-commerce platforms or other systems with the gateway efficiently. Features include real-time payment tracking, customizable checkout experiences, payment links, recurring payments, split payments, and tools for managing received payments. The platform also offers solutions for specific use cases, such as Pix PDV for fraud prevention at the point of sale, Tap on Phone functionality for Android devices (with iPhone support planned), and abandoned cart recovery via WhatsApp.

Virtuaria Payments by Payco emphasizes ease of onboarding, allowing businesses to sign up, complete KYC verification, and begin accepting payments with minimal steps. Merchants can manage their accounts and payments through a centralized interface, and support is available via Discord and dedicated account managers. The platform caters to both online and offline payment needs, aiming to streamline payment collection and improve conversion rates for businesses.

Pricing is based on personalized rates, which can be negotiated according to transaction volume and business sector. The service is provided by Payco Serviços LTDA. No specific licensing or open-source information is mentioned in the available material.