Tubapay

TubaPay is a payment and financial service focused on letting customers divide the cost of purchases. Its site presents the service as an alternative to traditional installments, with an emphasis on simple, fast, and free-of-charge payment splitting for the customer.

The customer side allows a person to choose how many months to split a payment into and to proceed without complicated applications or waiting for a decision. The merchant side lets a seller decide which split-payment schedules are offered and use them for transaction amounts from 300 zł to 50,000 zł. The service also refers to recurring payment schedules and says the setup can be adjusted to the business’s needs. Additional claims on the page include more than 500 brands, 80,000+ customers served, a 4.8/5 customer rating, and 8+ years of activity.

TubaPay provides separate panels for partners and clients, and the page states that implementation takes 24 hours. It also says the service is supervised by the Polish Financial Supervision Authority, identified as Komisja Nadzoru Finansowego. Pricing information shown on the page states 0 zł opłat dla klienta, meaning no fee for the customer.