SpendSpace

SpendSpace is a personal finance app for people who want to build their own spending categories and follow transaction rules that match their actual life. It is described as an alternative to Mint and YNAB, with an emphasis on custom budgeting rather than generic presets or rigid budgeting frameworks.

The app lets users create fully custom expense categories, assign a keyword to a category, and then have past and future transactions containing that keyword categorized automatically. The page says this works after a rule is trained once, so recurring manual sorting and repetitive tagging are not needed. It also says users can compare spending month over month, spot trends, and use AI-powered insights that surface patterns and flag unusual charges. Additional listed features include investment portfolio tracking, budget management with alerts, monthly spending trends, and a scenario simulator.

SpendSpace can connect to bank accounts directly via Teller API or accept CSV uploads from any bank or financial institution. Its direct bank connections are described as secure and read-only, with access to thousands of financial institutions. The service also states that bank-level encryption and Google Cloud KMS are used to protect sensitive data, and that financial information is encrypted in transit and at rest.

Pricing is presented as two plans with a free 3-month trial on both: a CSV Only Plan for $2.99 per month and a CSV + Banking Plan for $4.99 per month. Annual billing is available at significant savings, and no credit card is required to start. SpendSpace is the product name used on the site, and the page frames it as a personal finance app.