Finio.live

Finio.live is a personal finance diary for keeping income, expenses, and accounts in one place. It is built around a simple tracker that shows financial status through overviews, filters, and charts, and it includes planning tools for financial goals and budgets.

Transactions can be organized by main category, subcategory, and detail, which is meant to make money movements easier to follow. The service also supports multiple accounts in different currencies, starting with preset Bank, Cash, and Credit Card accounts, and it allows custom accounts to be added and reordered. Transfers between accounts update both balances and are not counted as income or expenses. Shared accounts can be used with other users, including family members, so a household can keep track of finances together.

Finio.live is available on mobile, tablet, and desktop, and it includes a dark mode for lower-light use. Records can be viewed in charts and filtered by date, account, category, or note. Other listed features include an individual score based on transactions, weekly, monthly, or yearly budgets, and financial goals with an estimate of how long it may take to reach them. Attachments in the form of photos or PDFs can be added to transactions, and large photo attachments can be compressed by up to 95% while remaining readable. The service also offers individual import assistance through a contact form for people moving existing records.

The core features are free with no time limit, and the service states that it is completely free and without ads. Paid licenses unlock extra options, including export to CSV and PDF, and upgrades start from 50 CZK per month. An account can be created without an email address, and the service can be used anonymously or with an email added later. It is described as primarily for personal use, and the author is Jan Kolář from the Czech Republic.