Payscheck Calculator

Payscheck Calculator is a free paycheck calculator for estimating take-home pay in the 2026 tax year. It focuses on net pay after federal, state, and FICA taxes, and it is built as a live calculator with no signup required. The site also includes state-specific calculator links for all 50 states and Washington, D.C.

The calculator accepts either hourly or salary pay details. Users can enter an hourly rate or annual salary, hours per week, and a pay frequency of weekly, biweekly, semi-monthly, or monthly. It also supports a tax profile with work state, filing status, and dependents, and it states that dependents can unlock child tax credits. Advanced options include 401(k) or retirement deductions, health insurance premiums, HSA or FSA amounts, and extra W-4 withholding. The page says the calculator provides estimated federal and state withholding based on 2026 tax data, and it notes that actual paycheck amounts may vary.

The page describes the tool as covering gross pay, taxable pay, and net pay. It explains that gross pay is total earnings before taxes and deductions, while net pay is the final amount received after federal tax, state tax, FICA taxes, retirement contributions, health insurance, and other deductions are subtracted. It also lists common deductions that may come out of gross pay, including Social Security, Medicare, traditional 401(k), HSA, FSA, and health, dental, or vision insurance premiums. In addition to the calculator itself, the site includes related calculators such as 401k Calculator, Salary Comparison Calculator, Overtime Calculator, Payroll Deductions Calculator, and Hourly to Salary Calculator.

Payscheck Calculator presents itself as a web-based informational and planning resource for employees and hourly or salaried workers who want to estimate paycheck amounts. It is free to use, and the page says no signup is required. The calculator includes print, PDF, and share options.