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Joa

App StoreExpenses & budgeting🇺🇸

No liveness check has reached it yet; it is registered on the App Store and has been in the index since 3 Oct 2026. How this is checked

Joa is an iPhone app for organizing personal finances across multiple currencies. Users can manually record income, expenses, transfers, recurring payments, and pending transactions, then review savings and net-worth trends with filters, iCloud sync, and encrypted backups.

Inferred · not functionally tested

FreeiOS
Visit App Store

Overview

6 features

Purpose: Tracking personal finances, recurring payments, and net worth without connecting bank accounts.

Inferred · not functionally tested

Audience: individuals managing personal finances

Inferred · not functionally tested

Functions: Unknown

Interfaces: API: unknown · MCP: unknown · CLI: unknown · Self-hosting: unknown

Recorded constraints: pricing: free · license: Proprietary · platforms: MOBILE · deployment: ios

Constraint provenance is unknown; confirm requirements with the publisher.

Record sources: apps.apple.com. These links do not verify the individual claims.

Joa is an Expenses & budgeting project. Inferred · not functionally tested: It focuses on tracking personal finances, recurring payments, and net worth without connecting bank accounts. Inferred · not functionally tested: Joa is a consumer product aimed at individuals managing personal finances. Basis unknown · not verified: Joa is free to use. Basis unknown · not verified: Joa is available on iOS.

It is developed by Matias Fernandez (United States), and it first shipped in 2026. Inferred · not functionally tested: Among its 6 catalogued features are multi-currency accounts, income tracking, and expense tracking.

Summary written by a language model from the project’s public pages.

Tasks: Inferred · not functionally tested

  • Multi-currency accounts
  • Income tracking
  • Expense tracking
  • Transfer tracking
  • Recurring payments
  • Net-worth tracking

Topics: Inferred · not functionally tested

Tags
personal-finance-trackingmulti-currency-accountsnet-worth-trackingicloud-sync

JSON profile · Text profile · Access guide

Built with & integrations

Runs on
iOS

Trust & compliance

Public signals
HTTPSFree tierStore listing found

Indexing history

1

What PulseGate has recorded for this listing

  1. Indexed3 Oct · 21:03 UTC
    Joa seen via Apple App Store — New Apps (RSS)
    Source: Apple App Store — New Apps (RSS) · Open

Frequently asked questions about Joa

What is Joa?
Inferred · not functionally tested: Joa focuses on tracking personal finances, recurring payments, and net worth without connecting bank accounts. It is catalogued under Expenses & budgeting on PulseGate.
Who is Joa for?
Inferred · not functionally tested: Joa is a consumer product built for individuals managing personal finances.
Is Joa free?
Basis unknown · not verified: Yes — Joa is free to use.
What platforms does Joa run on?
Basis unknown · not verified: Joa runs on iOS.
Is Joa still maintained?
Unverified. Joa has not been re-checked since it entered the index, so there is no finding either way — and only a positive finding would say otherwise.
What projects are similar to Joa?
Similar projects tracked by PulseGate include HappyCont, Finance Folio, and GrowthManager.HappyContFinance FolioGrowthManager
Who makes Joa?
Joa is developed by Matias Fernandez, based in the United States.
How long has Joa been around?
Joa first shipped in 2026.

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