alogram-payrisk

Alogram PayRisk is a fraud prevention platform from Alogram that focuses on AI-driven fraud, payment abuse, and compliance automation. It is described as providing real-time, patented AI fraud detection and is used to help businesses detect risky behavior earlier and protect revenue without adding unnecessary friction.

The product names a set of specific fraud types it addresses, including account takeover, card testing, checkout spinning, coordinated mobile device fraud, disposable identity spam, friendly fraud, inventory hoarding, location masking through VPNs or proxies, new account fraud, payment gateway bypass, reshipping fraud, SIM-swap fraud, synthetic identity fraud, and triangulation fraud. For those cases, it says it flags suspicious logins and activities, stops automated card testing, detects and blocks rapid payment attempts, links devices involved in organized fraud, flags transactions using burner emails or phone numbers, provides forensic data for chargeback disputes, blocks automated bots, unmasks the real country of origin hidden by VPNs or proxies, identifies and blocks attempts to force test-mode transactions, and detects patterns in fake stores using stolen cards for fulfillment.

Its stated audience includes Shopify stores, e-commerce businesses, and financial institutions. The page specifically mentions protecting Shopify merchants from promo abuse and reseller fraud, protecting e-commerce businesses from promo and coupon abuse and false declines, and serving financial institutions with real-time B2B payments through FedNow and BSA-compliant workflows. Alogram also says the platform uses AI-powered behavioral, identity, geographic, and transaction signals to evaluate risk in real time.

The page lists delivery and product components such as a Fraud Detection API, Models & Agent Decisions, Data Processing Pipelines, User Authentication, Mobile Services, and cloud infrastructure in US and Europe regions. It also says Alogram partners help extend its AI-driven fraud and risk decisioning across commerce, financial services, cloud, and mobile channels. The company states that the technology is protected by U.S. Patent No. 12,400,164, with additional IP in development. No pricing or licensing terms are given on the page.