ZeroFund helps users discover and sequence 0% introductory credit card offers, providing AI-assisted guidance, approval strategies, and community insights. It is designed for business owners and individuals seeking to optimize credit card applications and funding.
ZeroFund is a Personal finance & budgeting product. Business owners and individuals can identify and sequence 0% credit card offers to maximize funding and approval odds, reducing guesswork and errors. ZeroFund is a consumer product aimed at small business owners, entrepreneurs, individuals seeking credit. There is a free tier. The product ships for the web and iOS.
Spirit Services LLC builds and maintains ZeroFund, and the product first shipped in 2026. Among its 6 catalogued features are credit card discovery, approval strategy planning, and AI-assisted guidance.
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