YesAllofUs provides a point-of-sale (POS) and affiliate commission platform designed for retailers seeking instant settlement and multi-method payments. The system enables merchants to accept card, cryptocurrency (specifically RLUSD stablecoin on the XRP Ledger), cash, and audio-based payments through a single POS interface. It emphasizes rapid settlement, with transactions and affiliate commissions processed on the XRP Ledger in under three seconds.
The platform supports four payment methods: card payments via integration with SumUp readers (including tap, chip, and contactless), RLUSD stablecoin payments through QR code scanning and live GBP conversion, manual cash entry with automatic change calculation, and SoundBip audio payments using proprietary FSK audio tones that require no internet connection on the customer side. Additionally, it offers NFC tap-to-pay, allowing customers to pay by tapping their phones, with the POS reading NFC tags linked to XRPL wallets and settling payments instantly. Real-time transaction polling, auto-receipt generation, and email delivery of receipts are included features, along with support for split tender transactions that combine multiple payment types in a single sale.
YesAllofUs incorporates a five-level affiliate commission structure, where every sale can trigger instant payouts across up to five affiliate tiers. Default commission rates are configurable per store, with Level 1 at 25%, Level 2 at 5%, Level 3 at 3%, Level 4 at 2%, and Level 5 at 1%. All affiliate commissions are settled on the XRP Ledger in seconds, aiming to replace traditional monthly payout cycles. The platform is non-custodial, meaning private keys are stored in memory only, and it does not hold user funds. Security features include closure-based keystore, Web3Auth MPC for social login users, HMAC-signed API authentication with auto-refresh, and two-factor authentication with backup codes.
The POS system offers product management, staff shift tracking, barcode scanning, CSV product import, secure refund flows, and a customer-facing display with live cart and payment status. It is currently available as a web-based POS, with native iOS and Android customer apps planned for future release. 5% platform fee plus 1% BIP Fund). The service is based in Guernsey and is built to keep fees local rather than exporting them offshore.
YesAllofUs sits in PulseGate's Business & Operations category. It focuses on enabling instant affiliate commission payouts and multi-method POS payments for retailers using the XRP Ledger. It is built as a B2B product for retailers and e-commerce businesses. YesAllofUs is a paid product. It runs on the web, iOS, and Android.
YesAllofUs first shipped in 2026. Key capabilities include instant affiliate payouts, POS system, and multi-payment support. It exposes integrations via a public API.
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