SettleUp helps users split bills and track shared expenses with friends, family, or roommates. Below are 28 personal finance & budgeting apps with similar functionality to SettleUp, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.
Settld. is an app for splitting bills and tracking group expenses in real time. It allows users to assign items, send payment requests, and manage balances, making it easy for roommates and friends to settle shared costs efficiently.
Plonq is a mobile app designed to simplify splitting bills and expenses among friends. It offers features like group management, payment integration, and monthly recaps, making settlements straightforward and fair.
ByoPaisa is an iOS app that streamlines expense sharing for groups, trips, or roommates. It allows users to add expenses, manage groups, track balances in multiple currencies, and settle up easily. Designed for anyone needing to split and track shared costs.
Diviso.app is an expense splitting app for iOS that helps users track and settle shared costs with friends, family, or roommates. It offers receipt scanning, multi-currency support, group management, and transparent settlement flows. Ideal for anyone needing to manage group expenses efficiently.
Spliteo is an iOS app for splitting bills and managing shared expenses among groups. It offers real-time balance tracking, group management, debt settlement, and multi-currency support, making it ideal for roommates, friends, and travel companions.
Splitsies is an app for iOS that helps users split bills and track shared expenses with friends or housemates. It offers features like item-based splitting, receipt scanning, and clear summaries of who owes what, making group payments hassle-free. Ideal for social gatherings and shared living situations.
Evere is an app for splitting bills and expenses among groups or individuals, supporting multiple currencies, offline recording, photo receipts, and real-time sync. It's ideal for group travel, roommates, or friends sharing costs.
MeoPay is an app for splitting bills and tracking group expenses, making it easy to manage shared costs among friends or roommates. It offers flexible bill splitting, group management, QR code payments, and real-time settlement tracking. Ideal for anyone needing to organize and settle shared expenses efficiently.
Owe to Pay is an iOS app for managing shared expenses, allowing users to split bills, track balances, and settle debts within groups. It supports multiple currencies, recurring expenses, and provides a transparent activity history, making group finances easier to manage.
Splitiva is a mobile app that enables users to split bills and track group expenses with privacy-focused features and AI-powered automation. It offers end-to-end encryption and SMS auto-tracking for Android users, making expense management seamless for groups and friends.
HatiHati is an iOS app for splitting group expenses, supporting multi-currency, offline use, and privacy-first design. It helps travelers and groups track, split, and settle shared costs efficiently without requiring accounts or internet access.
RentSplit helps users track household spending, split rent and bills, and manage settlements among roommates. It features local-only data storage, smart reset options, and a privacy-first approach, making it ideal for shared households.
SpendSplitter: Expense Tracker allows groups to log and split shared expenses during trips, keeping track of who paid for what and calculating balances. It works offline and is ideal for friends or families traveling together who want to manage costs transparently.
Goami helps users track and split shared expenses with groups, offering real-time sync, flexible split options, and clear balance tracking. It prioritizes privacy, supports anonymous accounts, and is suitable for roommates, couples, and travel groups.
Splitko helps users manage and split group expenses efficiently, featuring AI-powered receipt scanning, multi-currency support, and smart debt optimization. It supports Revolut integration for easy settlements and offers roles for group management. Ideal for friends, roommates, or teams sharing costs on trips or events.
Splitrate helps users manage recurring expenses, split costs with others, and set budgets and savings goals. It offers flexible splitting options, reminders, and clear overviews of who owes what. Designed for roommates, couples, or anyone needing to track shared or personal finances.
BillDog is a mobile app designed to help friends, families, and teams track shared spending and settle group expenses efficiently. It supports flexible participant management, automatic split calculations, and privacy-focused local bookkeeping. Ideal for trips, outings, and team events.
DivvyTrip is an app designed for group travelers to track, split, and settle expenses easily. It features receipt scanning, automatic currency conversion, and smart settlements, making it ideal for friends or groups traveling together who need transparent and fair expense management.
The Split is an app for splitting dinner bills, using AI to scan receipts, process voice input, and assign items to individuals. It saves dinner histories and offers both free and Pro features, making group expense management easy for diners.
Splitrip is an iOS app designed for group travel expense tracking and splitting. It allows users to quickly record expenses, automatically calculate shares, visualize spending, and share bills, making group travel finances transparent and easy.
Orion Trip Ledger is an iOS app designed to help groups of friends manage and split expenses during shared trips. Users can add expenses, choose split methods, track repayments, and review a detailed activity timeline, making group travel finances transparent and hassle-free.
Group Tab Splitter is an iOS app for splitting group bills and tabs, allowing users to enter totals, customize shares, and generate settlement messages. It works offline and requires no accounts, making it ideal for trips, meals, and group outings.
Diviso is a free web app designed to help friends and families split expenses, track group bills, and manage shared costs for travel, dining, and more. It offers AI-powered insights and supports multiple languages, providing a simple alternative to Splitwise.
Portion is an iOS app that helps groups split restaurant bills and calculate tips easily. It supports custom share assignments, a roulette feature for random selection, and operates entirely offline for privacy. Ideal for friends and groups dining out together.
BYOSW is an app for tracking and settling shared expenses among groups, roommates, or friends. It supports multi-currency transactions, custom split ratios, and aggregates debts for easy settlement, making group finances transparent and manageable.
SplitBiller is a web-based tool that allows users to quickly and privately split group expenses, such as restaurant bills, trip costs, or shared household expenses. It requires no login or app download, works entirely in the browser, and does not store user data. Ideal for friends, roommates, and teams who want a simple, privacy-first way to settle up.
Quicksplit enables users to manage and split group expenses efficiently, making it easy for friends, couples, or roommates to track who owes what. The app provides tools for recording payments, managing group balances, and sending reminders. Ideal for anyone sharing costs regularly.
PayUp Messages is an iMessage app that lets users track who owes whom, manage shared expenses, and maintain a private ledger within conversations. It is ideal for roommates, friends, and couples who frequently split bills or lend money.
