Chip is a platform designed for individuals seeking to manage both savings and investments in one place. It offers a range of savings accounts, including a Smart Cash ISA, Prize Savings Account, Instant Access, Easy Access, and a standard Cash ISA. The Smart Cash ISA is described as a flexible cash ISA, available to UK tax residents aged 18 or over, and is accessible only through the app. The platform highlights features such as highly competitive rates, instant deposits and withdrawals, and the ability to earn tax-free interest within ISA limits.
For investing, Chip provides access to a Stocks & Shares ISA, a SIPP (Self-Invested Personal Pension), and a selection of investment funds. These funds include options from major asset managers and cover indices and themes such as the S&P 500, FTSE 100, global markets, physical gold, silver, artificial intelligence, and space innovation. The platform notes that investments carry risk and that fund management charges apply. Chip also offers educational resources, including guides on investing, savings, pensions, and financial tools such as calculators for interest rates, capital gains tax, savings goals, ROI, and Stocks & Shares ISA calculations.
Account security and support are addressed through features like fraud protection, open banking integration, and a help center. The platform is delivered via an app, with eligibility and access restricted to UK tax residents aged 18 or older. Chip Financial (Investments) Ltd is named as the provider of the Smart Cash ISA, while Seccl Custody Limited is the ISA Manager for the Stocks & Shares ISA. Users can deposit up to £20,000 per tax year into eligible ISAs, subject to applicable limits and terms. The tool is positioned as a personal finance solution that consolidates savings and investment management for individuals in the UK.
Save And Invest All In One Place is a Personal finance & budgeting product. It helps users save and invest money efficiently in one place with automated tools and access to various financial products. It is built as a consumer product for consumers seeking savings and investment solutions. There is a free tier. Save And Invest All In One Place is available on the web and iOS.
It is developed by Chip Financial Ltd (United Kingdom). PulseGate's similarity index finds few close equivalents — Save And Invest All In One Place occupies a relatively distinct niche. Key capabilities include savings accounts, investment funds, and Cash ISA. It exposes integrations via a public API.
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getchip.uk discovered by the PulseGate indexer
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