Portefeuille numérique sécurisé pour

Pleenk is a secure digital wallet platform designed for payments and identity management, offering both individuals and businesses tools to handle financial transactions and identity verification with an emphasis on privacy and regulatory compliance. The service addresses the challenges of traditional banking by providing segregated accounts that comply with European standards, combining the reliability of fiat currency with the flexibility of a decentralized account structure. This setup allows users to access euro-denominated accounts without borders, regardless of nationality or country of residence, and ensures that funds remain under the user's control, protected from unjustified freezes or closures.

The platform supports instant global transactions without banking intermediaries or delays, and enables international payments with reduced costs and friction. Pleenk facilitates the acceptance and transfer of stablecoins, offering features such as personalized payment links, native traceability, and automation to optimize operational costs and accounting. Users can also accept payments via card, SEPA, SWIFT, PIX (optionally), and cryptocurrencies, while avoiding currency volatility and conversion fees. The wallet is suitable for a range of use cases, including B2B payments, marketplaces, rentals, content creators, and online gaming, with specific features for managing deposits, recurring payments, multi-recipient transactions, and escrow mechanisms to secure transactions.

For identity management, Pleenk provides a system called Pleenk Approve, which allows users to validate and transmit personal information to third-party sites without losing control of their identity. The platform employs automated KYC processes that comply with LCB-FT, DSP2, and GDPR regulations, utilizing double-anonymity verification to protect user data. Users can choose what information to share, with whom, and for how long, and can reuse their verified identity across compatible platforms without resubmitting documentation.

Developers benefit from a suite of integration tools, including a REST API, webhooks, a sandbox environment, comprehensive documentation, and a WordPress plugin. Pleenk is operated by Hyperweb SAS, registered in France, and CFM Finance, registered as a VASP in the Czech Republic. The platform is positioned as a solution for managing financial flows in Web3 ecosystems and regulated industries, offering compliance, efficiency, and privacy for its users.