Pefi: Private Vault is a personal finance app that helps users track expenses, assets, budgets, and net worth securely on their device. Below are 33 personal finance & budgeting apps with similar functionality to Pefi, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.
Budget App + Expense Tracker is a privacy-focused personal finance app for iOS. It allows users to track expenses, set budgets, manage multiple accounts, and export data, all without requiring cloud sync or subscriptions.
PennyFi is a privacy-focused personal finance app for iOS that offers budgeting, investment tracking, and debt payoff tools. It syncs data across Apple devices via iCloud and is available as a one-time purchase, catering to users who want comprehensive finance management without subscriptions.
Pockyt Wallet is a personal finance app featuring AI-powered receipt scanning, a conversational finance coach, budget jars, spending insights, multi-currency support, and privacy-first design. It helps users track expenses, manage accounts, and improve financial health.
Fince is an AI-powered budget tracker that helps users log transactions, set budgets, and receive personalized financial insights. All data remains private on the user's device, with no bank connection or account required, making it ideal for privacy-conscious individuals managing their finances.
iClara PFM is an iOS app for envelope budgeting and expense tracking. It operates fully offline, offers privacy-focused features, visual dashboards, and reminders, helping individuals manage their finances without cloud sync or subscriptions.
Pocket is a mobile app designed to help users track and manage their expenses with minimal effort. It learns spending habits, suggests categories and merchants, and provides a dashboard to monitor budgets and upcoming expenses. The app is ideal for individuals seeking a smarter, faster way to manage personal finances.
Wealth Tracker - Net Worth is a personal finance app that lets users add assets and liabilities, track values over time, and analyze their financial position. It features multi-currency support, live price feeds, and goal tracking for comprehensive wealth management.
Simply Finance is a personal finance app that allows users to track expenses, set budgets, and manage recurring bills. It works offline, requires no account, and offers privacy-focused features, making it ideal for individuals seeking a simple, ad-free finance management tool.
Franc — Private Money Tracker is a privacy-focused personal finance app for iOS. It tracks accounts, transactions, and budgets entirely on-device, with features like voice entry, CSV/JSON import/export, and subscription tracking. Ideal for users valuing privacy and control.
MyMoneyPal is a personal finance app for iOS that streamlines expense tracking with manual, photo, and voice input. It uses AI (OpenAI) for automatic transaction categorization, supports 145 currencies, and offers flexible budgeting and a couples account feature. Designed for individuals and partners.
Budgetly is a finance tracking app for iOS that enables users to manage budgets, track expenses, and set savings goals. It supports multi-currency accounts, offline use, and household sync, catering to individuals seeking a one-time purchase finance solution.
Pretium: AI CFO automates bookkeeping for small businesses by connecting to bank accounts, categorizing transactions with AI, and generating clear financial statements. It aims to simplify financial management and provide actionable insights for business owners.
aedb-peak: Budget Tool is a personal finance app that helps users manage budgets, set savings goals, and track debts using zero-based budgeting. It emphasizes privacy by not connecting to external accounts and provides manual entry, net worth tracking, and financial reports for individuals.
Parawise combines personal budgeting and small-business bookkeeping in one app, offering AI-powered financial insights, smart expense input, and dual workspaces for personal and business finances. It supports team access, inventory, and order management, making it suitable for individuals and small business owners.
Basis Budget: Money Tracker is an iOS app that helps users manage their finances with both zero-based and spending limit budgeting modes. It offers manual and automated tracking, encrypted data storage, and privacy-focused features, making it suitable for individuals who value control and security over their financial information.
Keepy is a personal finance app for tracking expenses, managing multiple accounts, setting budgets, and generating financial reports. It offers a simple interface, custom categories, and offline support for users seeking better money management.
Vaultiq is a personal finance app for iOS that helps users track income, expenses, and bills, set savings goals, and analyze spending patterns. It offers reminders, recurring payment tracking, and premium features like receipt scanning and advanced reports.
Mon Trésor is a personal finance manager for iOS that offers budgeting, transaction tracking, savings goals, and detailed statistics. All data is stored locally for privacy, with no subscriptions or cloud required, making it ideal for users valuing financial control and confidentiality.
ForeSpend is a personal finance app that projects future expenses, including subscriptions and recurring payments, to help users plan their budgets. It offers custom categories, visual spending analysis, and widgets for quick access, making financial management proactive and clear.
BudgetLabs: Money Manager is an iOS app that offers AI-powered budgeting, receipt scanning, and smart bank statement import. It supports zero-based budgeting, scenario planning, and goal tracking, helping users manage their finances and spending habits efficiently. Free and paid plans are available.
Equitly is a personal finance app for Spanish-speaking users to track net worth, manage portfolios, set budgets, and define financial goals. It also provides market news and insights, helping users gain clarity and control over their finances.
AssetMe: Net Worth Tracker enables users to monitor their assets, liabilities, and overall net worth in a single dashboard. It supports multiple currencies, custom categories, and provides timeline forecasts for future cash levels. Designed for individuals seeking a secure, offline way to manage and understand their financial position.
Ploq is a privacy-focused app for capturing notes, ideas, photos, videos, and links in a secure personal space. It offers features like reminders, calendar view, biometric locks, and a media vault to keep content safe. Ideal for individuals seeking a private, organized way to manage their thoughts and media.
Pera Budgeting App enables users to manage their finances using the envelope method. It offers custom categories, transaction tracking, receipt attachments, and spending reports, with secure cloud sync and offline capability for personal finance management.
Expensa is a privacy-focused expense and budget tracker for iPhone that uses AI to categorize transactions and build budgets. It works offline, supports multiple currencies, and syncs via iCloud, ensuring user data stays private and secure.
BudgetLenz is a privacy-focused personal finance app that consolidates accounts, tracks spending, and supports envelope budgeting. It features an AI assistant for insights, multi-currency support, and secure device-first data handling. Ideal for users seeking control and clarity over their finances without compromising privacy.
Aegis: AI Expense Vault is a privacy-focused personal finance app that tracks expenses, budgets, and savings offline. It features an AI assistant for insights, receipt scanning, and visual analytics, making it ideal for users who value privacy and financial control.
Bean: Private Expense Tracker lets users log expenses quickly and securely, storing all data locally or in private iCloud. It offers budgeting, recurring expenses, Face ID lock, and AI-generated monthly summaries, with a Pro upgrade for advanced features. Designed for privacy-focused individuals.
iFinance 5 is a personal finance management app for iOS that helps users track income, expenses, and budgets. It offers analytics, charts, bank sync, and multi-currency support, making it suitable for individuals seeking to optimize their finances and spending habits.
Pennra is a subscription-based personal finance app that helps users track spending, set budgets, monitor accounts, and plan savings goals. It offers investment tracking, bill scheduling, and household sharing, making it suitable for individuals and families seeking comprehensive money management.
Asset Vault: Portfolio Manager is an offline, PIN-protected app for tracking FDR, DPS, land, gold, and other tangible assets. It offers yield forecasting, payout reminders, and PDF reporting, helping investors manage their wealth securely and privately.
Finance Folio is a personal finance app that helps users track income and expenses, analyze budgets, and receive spending alerts using the 50/30/20 budgeting method. All data is stored locally for privacy, and the app is available in Spanish and English with a one-time purchase.
Flux - Finance is a personal finance app that provides users with a dashboard to track income, expenses, and savings goals. It offers multi-currency support, privacy-focused data storage, and tools for budgeting and financial planning, catering to individuals seeking control over their finances.
