Cost+

Cost+ is a payment gateway platform designed to address the lack of transparency and high costs often associated with payment processing. It targets merchants seeking clear, predictable pricing by passing through wholesale bank rates and card network fees without any markup, and charging only a single, flat service fee. The platform positions itself as a solution to "black box pricing," making every component of transaction costs visible to users.

The service uses the Interchange Plus Plus (IC++) pricing model, which itemizes each transaction fee into three parts: the interchange fee set by the cardholder's bank, the scheme fee charged by card networks such as Visa and Mastercard, and a flat processor margin that constitutes Cost+'s revenue. 15 per authorization. This approach enables merchants to see exactly what they are paying for each transaction. 90 per €100 transaction.

Cost+ supports over 900 payment methods and operates in more than 100 countries, relying on enterprise-grade infrastructure and Tier-1 global acquiring partners. 99%, and meets PCI DSS Level 1 certification for payment security. Integration examples mentioned in user testimonials include compatibility with platforms such as Shopify and Wix, and the solution is noted for serving both standard and high-risk merchants, as well as B2B businesses.

The platform operates on a pay-as-you-go basis, with no monthly subscriptions, gateway fees, setup fees, exit fees, or long-term contracts. Merchants only incur costs when they process transactions, and there are no minimum terms. Cost+ is positioned as a transparent, enterprise-grade payment gateway for businesses seeking to minimize processing costs and gain full visibility into their payment fees.