IOU – Due & Lend Tracker is an iOS app for managing personal debts and loans. Users can log transactions, set due date reminders, view transaction history, and export summaries, making it easy to track money lent or… Below are 20 personal finance & budgeting apps with similar functionality to IOU – Due & Lend Tracker, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.
DebtFlow is an iOS app designed to help users track money lent or borrowed between people, manage recurring debts, and set savings goals. It offers features like partial repayments, reminders, contact profiles, and multi-currency support. Ideal for individuals, freelancers, and small business owners managing shared expenses or personal debts.
Debt & IOU Tracker is an iOS app for managing personal debts, receivables, and shared payments. It provides a simple interface to add people, record amounts, set due dates, and track net balances, helping users stay organized with their finances.
Sacred Duo is a privacy-focused mobile app for tracking money owed between people, including loans, rent, and shared expenses. It offers local storage, reminders, and category tagging, with no ads or account requirements.
Owe to Pay is an iOS app for managing shared expenses, allowing users to split bills, track balances, and settle debts within groups. It supports multiple currencies, recurring expenses, and provides a transparent activity history, making group finances easier to manage.
Cash Flow is a personal finance app for tracking informal debts and shared expenses among friends, family, and colleagues. It offers two-way transaction tracking, reconciliation, and balance summaries, making it easy to manage financial relationships and keep records organized.
Where Is It App allows users to log, track, and manage items they lend or borrow. Features include due date reminders, location tagging, and secure syncing, helping users stay organized and avoid losing track of their possessions.
DueBack allows users to track money or items borrowed and lent, manage due dates, and mark returns. It integrates with contacts, provides reminders, and syncs records via iCloud, making it useful for anyone managing personal loans or shared belongings.
Budget App + Expense Tracker is a privacy-focused personal finance app for iOS. It allows users to track expenses, set budgets, manage multiple accounts, and export data, all without requiring cloud sync or subscriptions.
Budgetly is a finance tracking app for iOS that enables users to manage budgets, track expenses, and set savings goals. It supports multi-currency accounts, offline use, and household sync, catering to individuals seeking a one-time purchase finance solution.
Debt & Goal Tracker is a personal finance app that enables users to track debts, set savings goals, and monitor financial progress through a clear dashboard. It simplifies managing loans, credit cards, and savings, making it easier for individuals to stay on top of their financial objectives.
PayUp Messages is an iMessage app that lets users track who owes whom, manage shared expenses, and maintain a private ledger within conversations. It is ideal for roommates, friends, and couples who frequently split bills or lend money.
Keepy is a personal finance app for tracking expenses, managing multiple accounts, setting budgets, and generating financial reports. It offers a simple interface, custom categories, and offline support for users seeking better money management.
Clearfolio is an iOS app for privately recording and tracking personal debts. It offers features like photo import of statements, offline functionality, timeline history, and no account requirement, making it easy for users to manage their debt information securely and privately.
iFinance 5 is a personal finance management app for iOS that helps users track income, expenses, and budgets. It offers analytics, charts, bank sync, and multi-currency support, making it suitable for individuals seeking to optimize their finances and spending habits.
Diviso.app is an expense splitting app for iOS that helps users track and settle shared costs with friends, family, or roommates. It offers receipt scanning, multi-currency support, group management, and transparent settlement flows. Ideal for anyone needing to manage group expenses efficiently.
Debt Breaker is an iOS personal finance app that helps users track and manage multiple debts, including loans and credit cards. It features an AI financial coach for personalized advice, payment reminders, and privacy-focused local data storage, supporting users on their debt-free journey.
Buddinote - Budget Tracker is a personal finance app for recording income, expenses, and managing budgets, cards, and assets. It offers recurring payment tracking, data backup, and privacy features, making it easy for users to monitor and control their finances.
MyMoneyPal is a personal finance app for iOS that streamlines expense tracking with manual, photo, and voice input. It uses AI (OpenAI) for automatic transaction categorization, supports 145 currencies, and offers flexible budgeting and a couples account feature. Designed for individuals and partners.
BudgetLabs: Money Manager is an iOS app that offers AI-powered budgeting, receipt scanning, and smart bank statement import. It supports zero-based budgeting, scenario planning, and goal tracking, helping users manage their finances and spending habits efficiently. Free and paid plans are available.
Payment Tracker: PayPing is an app for tracking bills, subscriptions, and expenses. It offers reminders, calendar views, custom categories, and offline support, helping users manage their finances and avoid missed payments.
