Holvi offers an online business banking platform tailored for self-employed individuals, solopreneurs, and teams. The service combines banking, invoicing, bookkeeping, and payment card management within a single account, aiming to simplify business financial operations. Users can collect income, handle expenses, and prepare for tax time, all in one place.
The platform provides a business account with debit, credit, and virtual cards, including team cards that allow businesses to manage spending and track key performance indicators. International transfers are supported in 18 currencies directly from the Holvi account, and up to 500 free SEPA transfers per month are available. Holvi also features invoicing and e-invoicing tools, enabling users to create, send, track, and store invoices, with instant notifications when payments are received. The bookkeeping features include receipt scanning and preparation for tax time, and a VAT calculator helps users estimate tax obligations. Integrations are available to connect Holvi with accounting software.
For teams, Holvi provides tools to simplify expense claims and manage team spending. Features include the ability to activate or deactivate ATM withdrawals and online payments for individual cards, instant notifications for card usage, and real-time tracking of all team expenses paid from the business account. A feature for managing recurring payments allows users to separate subscription charges from daily transactions, with all payments automatically sorted for bookkeeping.
Holvi is accessible via web and through mobile apps for iOS and Android, allowing users to manage business finances on the go. The platform offers clear and simple pricing with no hidden fees, and plans are available for markets in Finland, Germany, and Austria. Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution, and customer funds are managed as segregated funds. The service is positioned as a comprehensive business banking solution for freelancers, self-employed professionals, and teams seeking integrated financial management tools.
In the Personal finance & budgeting space, Holvi – Business banking takes a focused approach. It helps freelancers and small businesses manage banking, invoicing, and bookkeeping in one platform. It is built as a B2B product for freelancers and small business owners. Holvi – Business banking is free to use. The product ships for the web and Android.
Behind Holvi – Business banking is Holvi Payment Services, based in Finland. Key capabilities include online invoicing, bookkeeping, and Business Mastercard.
Latest indexed changes and source events
Other apps tracked under the same category.
