Flowy Budget is an iOS app that brings daily budgeting and expense tracking to the Dynamic Island and Lock Screen. Below are 35 personal finance & budgeting apps with similar functionality to Flowy Budget, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.
Flowdget (SpendView) is a personal finance app that visualizes spending patterns and habits using interactive charts. It works fully offline, ensuring user data privacy, and offers smart categorization and customizable rules for expense tracking. Designed for individuals who want clear insights into their finances without cloud storage.
FlowGraph is a personal finance app that visualizes income and expenses as a dynamic flow map, helping users understand their financial habits. It offers heatmaps, dual view modes, and privacy-focused offline operation for individuals seeking better money management.
Cash Flow Monthly: Budget is an iOS app for personal finance management, offering budget tracking, goal setting, recurring payments, and multi-currency support. It is a one-time purchase app designed for users who want to manage their finances without subscriptions.
Expense Flow is a personal finance app that helps users track daily expenses, set budgets, and analyze spending habits. It offers features like recurring expenses, multi-currency support, custom categories, and visual analytics to help individuals manage their finances effectively.
Budget App + Expense Tracker is a privacy-focused personal finance app for iOS. It allows users to track expenses, set budgets, manage multiple accounts, and export data, all without requiring cloud sync or subscriptions.
CashFlowDayBudget is a personal finance app for iOS that calculates a simple daily spending limit based on income, payday, and fixed expenses. It features fast expense entry, a color-coded spending calendar, and iCloud sync, helping users manage their finances without complex setup or bank connections.
Budgetly is a finance tracking app for iOS that enables users to manage budgets, track expenses, and set savings goals. It supports multi-currency accounts, offline use, and household sync, catering to individuals seeking a one-time purchase finance solution.
Flux - Finance is a personal finance app that provides users with a dashboard to track income, expenses, and savings goals. It offers multi-currency support, privacy-focused data storage, and tools for budgeting and financial planning, catering to individuals seeking control over their finances.
flow. earnings ticker is a personal finance app that displays a live ticker of your income, tracks expenses, and visualizes financial goals. It helps users understand their earnings in real time and manage their finances more effectively.
Our Envelope Budget is a personal finance app that implements the envelope budgeting method, allowing users to assign funds to categories, sync bank accounts, and track spending. It offers auto-categorization, financial projections, and bill tracking for effective money management.
Basis Budget: Money Tracker is an iOS app that helps users manage their finances with both zero-based and spending limit budgeting modes. It offers manual and automated tracking, encrypted data storage, and privacy-focused features, making it suitable for individuals who value control and security over their financial information.
플로우 가계부 is a Korean-language personal finance app for iOS that enables users to track expenses, income, and budgets. It features AI-assisted entry, recurring transaction management, iCloud sync, and multi-device support, making it easy to monitor financial trends and manage money efficiently.
Float is a personal finance app for iOS that helps users manage multiple budgets, track expenses, scan and organize receipts, and use financial calculators. It prioritizes privacy and offers tools like bill splitting and currency conversion for individuals managing their finances.
BudgetLabs: Money Manager is an iOS app that offers AI-powered budgeting, receipt scanning, and smart bank statement import. It supports zero-based budgeting, scenario planning, and goal tracking, helping users manage their finances and spending habits efficiently. Free and paid plans are available.
iClara PFM is an iOS app for envelope budgeting and expense tracking. It operates fully offline, offers privacy-focused features, visual dashboards, and reminders, helping individuals manage their finances without cloud sync or subscriptions.
DebtFlow is an iOS app designed to help users track money lent or borrowed between people, manage recurring debts, and set savings goals. It offers features like partial repayments, reminders, contact profiles, and multi-currency support. Ideal for individuals, freelancers, and small business owners managing shared expenses or personal debts.
Mon Trésor is a personal finance manager for iOS that offers budgeting, transaction tracking, savings goals, and detailed statistics. All data is stored locally for privacy, with no subscriptions or cloud required, making it ideal for users valuing financial control and confidentiality.
BudgetLenz is a privacy-focused personal finance app that consolidates accounts, tracks spending, and supports envelope budgeting. It features an AI assistant for insights, multi-currency support, and secure device-first data handling. Ideal for users seeking control and clarity over their finances without compromising privacy.
Budget Calendar: Simple Money is a personal finance app for iOS that allows users to set budgets, track spending, and view expenses in a calendar format. It offers receipt scanning, iCloud sync, and customizable categories for effective money management.
Spency is a mobile app that helps users plan and track their budgets, expenses, and bills. It provides calendar-based projections, spending insights, and simple charts to help individuals manage their finances without spreadsheets.
Spendly is an iOS app for tracking personal expenses with a focus on visual clarity and privacy. It offers charts, multi-currency support, quick transaction logging, and data export, all stored securely on-device. Designed for users seeking simple, distraction-free expense management.
Budflow is a simple iOS personal finance app for tracking expenses, managing budgets, and planning finances. It emphasizes privacy by storing data locally and offers features like custom categories, widgets, and iCloud backup.
Money Manager: Budget Pro is a personal finance app for iOS that enables users to track expenses, manage multiple accounts, set and monitor budgets, and achieve financial goals. It features an AI assistant for personalized financial advice, customizable dashboards, and advanced reporting tools. Ideal for individuals seeking to organize and optimize their finances.
Gestion Budget - Fleur is a French-language app for iOS that allows users to easily record expenses, set monthly budgets, manage multiple accounts, and track debts. It features a minimal design, iCloud sync, and custom categories, making personal finance management simple and accessible.
Still Within: Calm Budgeting lets users create custom budget envelopes for trips, projects, or recurring expenses, tracking spending by purpose rather than by account or month. It offers color-coded progress, over-budget warnings, and supports multiple currencies and shared expenses. Ideal for individuals seeking simple, private budgeting without bank integration.
MyMoneyPal is a personal finance app for iOS that streamlines expense tracking with manual, photo, and voice input. It uses AI (OpenAI) for automatic transaction categorization, supports 145 currencies, and offers flexible budgeting and a couples account feature. Designed for individuals and partners.
Expensa is a privacy-focused expense and budget tracker for iPhone that uses AI to categorize transactions and build budgets. It works offline, supports multiple currencies, and syncs via iCloud, ensuring user data stays private and secure.
Capital Monitor is a privacy-focused personal finance app for iPhone and iPad. It lets users track income, expenses, budgets, and savings goals without sending data to external servers. Designed for individuals seeking a secure, comprehensive overview of their finances.
Granule is a personal finance app that helps users track budgets, monitor net worth, manage subscriptions, and forecast year-end finances. It offers daily spending notifications, a financial health score, and privacy-focused local data storage for individuals seeking comprehensive money management.
Keepy is a personal finance app for tracking expenses, managing multiple accounts, setting budgets, and generating financial reports. It offers a simple interface, custom categories, and offline support for users seeking better money management.
Budget Planner - BudgetBear is an iOS app designed to simplify personal finance management. It offers features like expense tracking, custom budgets, recurring payments, spending charts, and multi-currency support. Suitable for individuals looking to gain control over their finances and spending habits.
Budget Planner App - Stash enables users to manage their finances using the envelope budgeting method, allowing them to allocate funds to specific categories and track savings goals. The app operates fully offline, prioritizes privacy, and does not require bank account linking. It is ideal for individuals who want a straightforward, private budgeting tool.
CashFlow Expense Tracker App helps users monitor income and expenses, categorize transactions, and analyze spending trends with detailed reports. It is designed for individuals seeking to manage their personal finances and budgeting goals efficiently.
SafeToSpend Budget is a personal finance app for users with variable income, providing a daily 'safe to spend' number by smoothing income and expenses. It works offline and helps freelancers and gig workers manage their finances confidently.
ShopBudgetGo is an iOS app that assists users in managing their shopping budgets by tracking purchases and remaining funds in real time. It provides alerts, offline functionality, and session history to help users avoid overspending.
