PulseGatePost-LLM software, agents & workflows market (since 2022)
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  1. Home/
  2. BYOSW/
  3. Alternatives

BYOSW Alternatives

BYOSW is an app for tracking and settling shared expenses among groups, roommates, or friends. Below are 11 personal finance & budgeting apps with similar functionality to BYOSW, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.

  • ByoPaisa - Split Expenses
    apple.com

    ByoPaisa is an iOS app that streamlines expense sharing for groups, trips, or roommates. It allows users to add expenses, manage groups, track balances in multiple currencies, and settle up easily. Designed for anyone needing to split and track shared costs.

  • Splitko
    apple.com

    Splitko helps users manage and split group expenses efficiently, featuring AI-powered receipt scanning, multi-currency support, and smart debt optimization. It supports Revolut integration for easy settlements and offers roles for group management. Ideal for friends, roommates, or teams sharing costs on trips or events.

  • Owe to Pay
    apple.com

    Owe to Pay is an iOS app for managing shared expenses, allowing users to split bills, track balances, and settle debts within groups. It supports multiple currencies, recurring expenses, and provides a transparent activity history, making group finances easier to manage.

  • Diviso.app
    apple.com

    Diviso.app is an expense splitting app for iOS that helps users track and settle shared costs with friends, family, or roommates. It offers receipt scanning, multi-currency support, group management, and transparent settlement flows. Ideal for anyone needing to manage group expenses efficiently.

  • Orion Trip Ledger
    apple.com

    Orion Trip Ledger is an iOS app designed to help groups of friends manage and split expenses during shared trips. Users can add expenses, choose split methods, track repayments, and review a detailed activity timeline, making group travel finances transparent and hassle-free.

  • Split Bills & Expenses – Evere
    apple.com

    Evere is an app for splitting bills and expenses among groups or individuals, supporting multiple currencies, offline recording, photo receipts, and real-time sync. It's ideal for group travel, roommates, or friends sharing costs.

  • DivvyTrip
    apple.com

    DivvyTrip is an app designed for group travelers to track, split, and settle expenses easily. It features receipt scanning, automatic currency conversion, and smart settlements, making it ideal for friends or groups traveling together who need transparent and fair expense management.

  • MeoPay
    apple.com

    MeoPay is an app for splitting bills and tracking group expenses, making it easy to manage shared costs among friends or roommates. It offers flexible bill splitting, group management, QR code payments, and real-time settlement tracking. Ideal for anyone needing to organize and settle shared expenses efficiently.

  • Spliteo - Split Expenses
    apple.com

    Spliteo is an iOS app for splitting bills and managing shared expenses among groups. It offers real-time balance tracking, group management, debt settlement, and multi-currency support, making it ideal for roommates, friends, and travel companions.

  • Goami
    apple.com

    Goami helps users track and split shared expenses with groups, offering real-time sync, flexible split options, and clear balance tracking. It prioritizes privacy, supports anonymous accounts, and is suitable for roommates, couples, and travel groups.

  • SettleUp
    apple.com

    SettleUp helps users split bills and track shared expenses with friends, family, or roommates. It offers group creation, custom categories, clear balance tracking, and smart suggestions to minimize payments, making group expense management straightforward.