Budgetly is a finance tracking app for iOS that enables users to manage budgets, track expenses, and set savings goals. Below are 33 personal finance & budgeting apps with similar functionality to Budget SMARTLY Finance Tracker, matched by what each product actually does — not ranked or scored. Explore each to find the closest fit for your use case.
Budget App + Expense Tracker is a privacy-focused personal finance app for iOS. It allows users to track expenses, set budgets, manage multiple accounts, and export data, all without requiring cloud sync or subscriptions.
Basis Budget: Money Tracker is an iOS app that helps users manage their finances with both zero-based and spending limit budgeting modes. It offers manual and automated tracking, encrypted data storage, and privacy-focused features, making it suitable for individuals who value control and security over their financial information.
Simply Finance is a personal finance app that allows users to track expenses, set budgets, and manage recurring bills. It works offline, requires no account, and offers privacy-focused features, making it ideal for individuals seeking a simple, ad-free finance management tool.
BudgetLabs: Money Manager is an iOS app that offers AI-powered budgeting, receipt scanning, and smart bank statement import. It supports zero-based budgeting, scenario planning, and goal tracking, helping users manage their finances and spending habits efficiently. Free and paid plans are available.
Cash Flow Monthly: Budget is an iOS app for personal finance management, offering budget tracking, goal setting, recurring payments, and multi-currency support. It is a one-time purchase app designed for users who want to manage their finances without subscriptions.
Keepy is a personal finance app for tracking expenses, managing multiple accounts, setting budgets, and generating financial reports. It offers a simple interface, custom categories, and offline support for users seeking better money management.
Money Manager: Budget Pro is a personal finance app for iOS that enables users to track expenses, manage multiple accounts, set and monitor budgets, and achieve financial goals. It features an AI assistant for personalized financial advice, customizable dashboards, and advanced reporting tools. Ideal for individuals seeking to organize and optimize their finances.
BudgetLenz is a privacy-focused personal finance app that consolidates accounts, tracks spending, and supports envelope budgeting. It features an AI assistant for insights, multi-currency support, and secure device-first data handling. Ideal for users seeking control and clarity over their finances without compromising privacy.
Budget Planner - BudgetBear is an iOS app designed to simplify personal finance management. It offers features like expense tracking, custom budgets, recurring payments, spending charts, and multi-currency support. Suitable for individuals looking to gain control over their finances and spending habits.
Capital Monitor is a privacy-focused personal finance app for iPhone and iPad. It lets users track income, expenses, budgets, and savings goals without sending data to external servers. Designed for individuals seeking a secure, comprehensive overview of their finances.
Budget Calendar: Simple Money is a personal finance app for iOS that allows users to set budgets, track spending, and view expenses in a calendar format. It offers receipt scanning, iCloud sync, and customizable categories for effective money management.
TallyBud is a private, offline expense tracker for iOS that lets users set budgets, log expenses quickly, and view spending history. It requires no account or bank connection, supports custom categories, and allows CSV export for personal finance management.
VeroSpend is a personal finance app designed for users with irregular or multi-source income. It offers salary visualization, goal-based savings, debt payoff planning, and comprehensive net worth tracking, including real estate. Ideal for freelancers, creators, and households seeking better financial control.
Finance Sage is a personal finance app that enables users to log expenses, set and monitor budgets, and learn financial basics through built-in lessons. It features a dashboard, cloud sync, and tools for tracking income and spending, aimed at everyday users.
PennyFi is a privacy-focused personal finance app for iOS that offers budgeting, investment tracking, and debt payoff tools. It syncs data across Apple devices via iCloud and is available as a one-time purchase, catering to users who want comprehensive finance management without subscriptions.
Mon Trésor is a personal finance manager for iOS that offers budgeting, transaction tracking, savings goals, and detailed statistics. All data is stored locally for privacy, with no subscriptions or cloud required, making it ideal for users valuing financial control and confidentiality.
MoneyMate is a personal finance app for iOS that enables users to log expenses, set budgets, automate recurring payments, and analyze spending trends. It offers visual analytics, data export, and a modern UI for individuals and families seeking financial control.
Buddinote - Budget Tracker is a personal finance app for recording income, expenses, and managing budgets, cards, and assets. It offers recurring payment tracking, data backup, and privacy features, making it easy for users to monitor and control their finances.
Anty Budget Tracker is a personal finance app that enables users to track expenses, manage multiple accounts, set budgets, and plan savings goals. It offers visual summaries, bill reminders, and debt management tools in a beginner-friendly interface. Ideal for individuals seeking organized, stress-free money management.
Zenka is an iOS budgeting app based on the envelope method, allowing users to create custom spending categories, track expenses and income, and visualize their financial habits. It is privacy-focused, works offline, and is ideal for individuals seeking simple, effective money management.
Spency is a mobile app that helps users plan and track their budgets, expenses, and bills. It provides calendar-based projections, spending insights, and simple charts to help individuals manage their finances without spreadsheets.
Still Within: Calm Budgeting lets users create custom budget envelopes for trips, projects, or recurring expenses, tracking spending by purpose rather than by account or month. It offers color-coded progress, over-budget warnings, and supports multiple currencies and shared expenses. Ideal for individuals seeking simple, private budgeting without bank integration.
My Accounts and Expenses is a personal finance app that helps users track income and expenses, set budgets, receive bill reminders, and forecast account balances. It provides reports and insights to help individuals make informed financial decisions and manage their money effectively.
Expensa is a privacy-focused expense and budget tracker for iPhone that uses AI to categorize transactions and build budgets. It works offline, supports multiple currencies, and syncs via iCloud, ensuring user data stays private and secure.
Zenith Budget is a simple expense tracker app for iOS that allows users to log expenses quickly, view monthly finances, and manage recurring costs. It features a clean interface, dark mode, and easy access to financial history, ideal for individuals seeking effortless budgeting.
Granule is a personal finance app that helps users track budgets, monitor net worth, manage subscriptions, and forecast year-end finances. It offers daily spending notifications, a financial health score, and privacy-focused local data storage for individuals seeking comprehensive money management.
iClara PFM is an iOS app for envelope budgeting and expense tracking. It operates fully offline, offers privacy-focused features, visual dashboards, and reminders, helping individuals manage their finances without cloud sync or subscriptions.
Flowy Budget is an iOS app that brings daily budgeting and expense tracking to the Dynamic Island and Lock Screen. Users can quickly log expenses, set savings goals, and view spending history in a minimalist, privacy-focused interface. Ideal for individuals seeking simple, on-device financial management.
Ultimate Budget Planner is a desktop app designed to help users manage their finances by tracking income, expenses, and budgets. It offers customizable categories, transaction search, and spending analysis tools, making it ideal for individuals seeking financial control.
Fince is an AI-powered budget tracker that helps users log transactions, set budgets, and receive personalized financial insights. All data remains private on the user's device, with no bank connection or account required, making it ideal for privacy-conscious individuals managing their finances.
YBUD is a personal finance app for iOS that simplifies budgeting and expense tracking. Users can log expenses by typing, voice, or scanning receipts, and manage budgets using envelope methods. The app offers recurring expense tracking, spending overviews, and secure cloud sync, making it ideal for individuals seeking a straightforward way to control their finances.
BalanceTrackr (RegnskApp) is a privacy-focused iOS app for managing personal finances, offering manual account tracking, balance overviews, recurring transactions, and loan calculators. It is designed for users seeking a simple, ad-free alternative to spreadsheets or complex finance apps.
AssetMe: Net Worth Tracker enables users to monitor their assets, liabilities, and overall net worth in a single dashboard. It supports multiple currencies, custom categories, and provides timeline forecasts for future cash levels. Designed for individuals seeking a secure, offline way to manage and understand their financial position.
