Bringin Connect

Bringin Connect is a service designed to facilitate direct transfers between Bitcoin wallets and Euro bank accounts for both individuals and businesses. It enables users to move funds seamlessly in either direction: sending euros from a bank account to receive Bitcoin in a self-custodial on-chain or Lightning wallet, or sending Bitcoin to have euros deposited into a bank account. The platform operates as an "invisible bridge," eliminating the need for intermediary steps or additional applications during transactions.

To use Bringin Connect, users set up a connection via the Bringin dashboard by creating either a Buy or Sell Connection. For Buy Connections, users provide a Bitcoin on-chain address and are assigned a dedicated virtual IBAN (vIBAN) in their name for SEPA transfers. For Sell Connections, users can choose to transfer Bitcoin via on-chain or Lightning, and provide their bank account details to receive euros. Each connection links a specific vIBAN to a Bitcoin wallet address, and once established, transactions are automated and processed at market rates. The minimum transfer amount for both Buy and Sell Connections is €30.

5%. For Buy Connections, there is currently a flat €1 bank withdrawal fee, which is set to be removed in the future. Transactions are processed through regulated financial infrastructure, with Bringin operating as a MiCA-authorized Crypto-Asset Service Provider (CASP). The service is built on licensed infrastructure and utilizes Lightspark (formerly Striga) for custody and compliance, and vIBANs are issued by OpenPayd, an EMI license holder in Malta. All transactions are reported against the user's KYC data and Tax Identification Number (TIN) in accordance with European compliance standards.

Transfers appear to banks as standard SEPA fiat transactions originating from the user's own vIBAN, typically categorized similarly to neobank or e-wallet services. The process is designed to work with any wallet or bank, maintaining the principle of self-custody for Bitcoin holders. Bringin Connect does not share user data with third parties for commercial purposes, only for compliance with legal authorities.